Blended Interest Rates in Co-Lending: What RBI’s New Move Means for You

19 Apr, 2025

Blended Interest Rates in Co-Lending: A Game-Changer for Borrowers? The blended interest rates in co-lending framework proposed by the RBI could finally make borrowing more affordable across India. With the draft circular now extending the scope to all asset classes and NBFC-to-NBFC deals, here’s what it really means for borrowers and lenders. What is Blended […]

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India-China Trade Deficit: Can Greater Market Access Fix the Gap?

19 Apr, 2025

IntroductionIndia-China trade deficit has long been a sore point in bilateral relations. Despite the imbalance, China now wants to import more Indian goods. But there’s a catch—it also seeks “non-discriminatory treatment” for Chinese firms in India. Here’s what this could mean for Indian exporters, and whether the opportunity is truly as promising as it sounds. […]

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HRA Tax Exemption Rules: Old vs New Regime Explained

19 Apr, 2025

What Is HRA and Why It Matters for Tax Saving? House Rent Allowance (HRA) is a key component of your salary. Under the old tax regime, HRA can significantly reduce your taxable income if you’re paying rent and meet certain conditions. But with the new tax regime, many salaried taxpayers are asking: Is HRA tax […]

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India’s Forex Reserves Hit $677.8 Billion: What It Means for You

19 Apr, 2025

India’s Foreign Exchange Reserves Rise Again – Here’s What It Means India’s foreign exchange reserves rose for the sixth consecutive week, reaching $677.8 billion, the highest level in over five months, as per RBI data. This surge reflects improved capital flows, stable currency management, and stronger economic confidence. But how does this matter to Indian […]

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No GST on UPI Transactions Above ₹2,000: Govt Clarifies

19 Apr, 2025

Is GST Applicable on UPI Transactions Over ₹2,000? Govt Says No With rising concerns over GST applicability on UPI transactions exceeding ₹2,000, the Indian government has officially denied such claims. The Ministry of Finance clarified that no GST is being imposed on UPI payments, reinforcing its commitment to fostering digital transactions. Let’s break this down […]

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No GST on UPI Transactions Above ₹2000: PIB Clarifies Fake News

19 Apr, 2025

No GST on UPI transactions above ₹2000 — this official clarification from the Ministry of Finance busts the viral misinformation circulating on social media. Here’s what Indian taxpayers and digital merchants need to know. 🔎 What Was the Viral Claim? A rumour suggested that GST would be imposed on UPI payments exceeding ₹2,000, sparking widespread […]

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GST Registration After Aadhaar Flag: Physical Verification Rule Explained

18 Apr, 2025

Intro:If your GST registration is flagged as risky after Aadhaar authentication or skipped verification altogether, your application now undergoes a physical verification process. The CBIC has set a 30-day timeline for approval in such cases. When Does Physical Verification Apply? The 30-day GST registration timeline after physical verification is triggered in any of the following: […]

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US-China LNG Freeze: What It Means for Global Trade

18 Apr, 2025

China Halts LNG Imports from the US: A Global Signal China has not imported a single cargo of liquefied natural gas (LNG) from the United States for over ten weeks. This pause, amid persistent trade tensions, may seem like just another geopolitical standoff—but the energy and economic ripples are real. Why This LNG Freeze Matters […]

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Repo Rate Cut 2025: How It Impacts Your Home Loan

18 Apr, 2025

RBI Repo Rate Cut 2025: Time to Rethink Your Home Loan The Repo Rate Cut 2025 is good news for home loan borrowers. With the Reserve Bank of India reducing the repo rate by 50 basis points (bps) in two instalments this year, banks now have cheaper access to funds—and you, as a borrower, could […]

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